PM Fasal Bima Yojana

पीएम फसल बीमा योजना

Comprehensive crop insurance

📍 Central🏛️ Farmers & Agriculture🟢 Active

PMFBY is a comprehensive crop insurance scheme protecting farmers against crop loss due to natural calamities, pests and diseases. Farmers pay only 2% premium for kharif, 1.5% for rabi, and 5% for commercial/horticultural crops — the rest is subsidized by government.

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Benefits

•Very low farmer premium: 2% kharif, 1.5% rabi, 5% commercial/horticulture
•Coverage against drought, flood, hailstorm, pest attack, fire
•Full sum insured (no cap) payable on validated loss
•Coverage for prevented sowing and mid-season adversities
•Post-harvest losses covered for 14 days (crops kept to dry)
•Claim settlement direct to bank account

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Eligibility

•All farmers including sharecroppers and tenant farmers growing notified crops
•Voluntary for loanee and non-loanee farmers
•Land records/crop sowing proof needed
•Enrollment within notified cut-off dates each season

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Documents Required

•Aadhaar Card
•Land records (Khatauni/Khasra) or tenancy agreement
•Bank account details
•Sowing declaration / crop details
•Mobile number linked to Aadhaar

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How to Apply

1Visit pmfby.gov.in or your bank/CSC
2Click Farmer Corner > Apply Online
3Select state, season, crop and insurance unit
4Fill land and sowing details
5Pay farmer premium share online or via bank
6Policy generated; report loss within 72 hours for claims

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Quick Links

Visit Official Site →

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